Glossary
All the key terms and jargon you need to know

| Acronym | Definition |
|---|---|
| 3DS | 3D Secure |
| API | Application Programming Interface |
| ATV | Average Transaction Value |
| AIBMS | Allied Irish Bank Merchant Services |
| AML | Anti Money Laundering |
| AVS | Address Verification Service |
| CP | Card Present |
| CNP | Card Not Present |
| CVV/CV2 | Card Verification Value (3 digits on back of card) |
| ECOM | E-Commerce |
| EMS | Elavon Merchant Services |
| FDMS | First Data Merchant Services |
| MID | Merchant ID |
| MOTO | Mail Order Telephone Order |
| MPL* | Merchant Potential Liability* |
| MSC | Merchant Service Charges |
| NDF | Next Day Funding |
| NDX* | Non-Delivery Exposure* |
| PCI DSS | Payment Card Industry Data Security Standard |
| POB | Proof of Bank |
| POTA | Proof of Trading Address |
| SCA | Strong Customer Authentication |
| TID | Terminal ID |
| VT | Virtual Terminal |